Is Water Damage Covered by Insurance?

The Cost of Water Damage Claims Water damage is the second most frequently filed insurance claim, costing the insurance industry over $5 billion annually. The average water damage claim exceeds […]
Safeguarding Against E-Bike Fires: A Guide for New York State’s Insured

E-Bike Fires: A Guide for New York’s Insured In the rapidly evolving landscape of electric bicycles (E-Bikes), also known as Micro Mobility Devices (MMD) across New York State, safety standards […]
Commercial Lines Business Extender – MHC-500Plus & CCIC-500Plus

Business Extender for SMP, BOP and Commercial Fire Our Business Extender can give the insured that little bit extra that can really make the difference during a claim. For an […]
New Business Down Payments

The first payment for a new insurance policy, also known as a down payment, is many times the most important. The payment is calculated as 25% of the total annual […]
Do You Have Adequate Insurance To Replace Your Home In The Event Of A Significant Loss?

Many homeowners may surprisingly answer this as “YES”. Choosing or verifying a building limit is an important part of issuing or renewing an insurance policy. If a loss occurs, it […]
Advantages Of Assessing Your Risks For Slips, Trips And Falls

Slips, trips and falls are among the greatest workers’ compensation and general liability exposures. Two of the most common causes for slips and falls are slippery and uneven walking surfaces. […]
Safety Tips For Grilling

Trim the fat: Flare ups usually happen because of excess fat, sauces or oily marinades. Trim off some of the fat without sacrificing flavor. Keep the lip open: When searing […]
Renter’s Insurance – Is It Worth It?

Are you the owner of a building with residential tenants? Good, let’s talk! As a residential building owner, you’ve likely gone through all the hard work – made sure your […]
The Importance of Comprehensive Submissions

Our Statewide underwriters are eager partners ready to help your agency grow its book of business. A complete underwriting submission helps your underwriters quickly and efficiently rate your new business […]
There Is No “I” In Team Yet. . .

There is no “I” in Team yet. . . there is “me” in team. The “me” in team is about the importance of what you do that makes your team […]