Refunds for Business Entities
When binding a policy under a business entity name, please use a bank account associated with the entity to ensure that you can deposit a check as the payee. The […]
Accelerating Change
We are always being told that “Change is constant.” Twenty years ago, I personally added to this phrase – “Change is constant; only the velocity varies.” Actually, “velocity varies” implies […]
It’s Not Paranoia If They Really Are Out To Get You
The prevalence of cyber-attacks is almost unavoidable. Some cyber-attacks are so large or significant that they can make the TV news but if you are anything like me you have […]
Let’s Drift!
Drift = Do It Right The First Time! We are all so busy trying to service our clients up to their satisfaction. Sometimes it seems like there is not enough […]
Planning a getaway? Check out these tips so it can be stress-free!
No one wants to return from a vacation to find that something has gone wrong back home. An empty house or structure is unfortunately an ideal target for criminals. Here are a few preventative measures to ensure a situation like this does not ruin your trip!
You Can Help Us, Help You. . .
All of us are busy and like to be able to get the next “task” at hand done as quickly as possible. None of us like to feel like things […]
How to Protect Your Sewer and Plumbing Systems during COVID 19
As public health officials urge everyone to help stave off the coronavirus by cleaning surfaces with disinfecting wipes, water officials have seen an increase in the number of people flushing wipes, paper towels, and facial tissue down the toilet. With all the excess, plumbing pipes, sewer systems, and wastewater treatment plants are being overwhelmed. It is causing additional problems for homeowners, renters, businesses, other government and private entities, and the environment.
Advantages of Assessing your Risks for Slips, Trips, and Falls
Slips, trips, and falls are among the most significant workers’ compensation and general liability exposures. Two of the most common causes for slips and falls are slippery and uneven walking surfaces. It is essential to take the time to evaluate every area of your facility and find where these risks could arise, specifically high-traffic areas.
The Hard Market Cycle Change: A Primer On What It Is & What To Do About It
Many factors and variables are driving the change in cycles. They include Available investment capital, investment returns, cash flow, claim losses- especially large CAT events, claim costs, underwriting standards, and most certainly reinsurance cost and availability. When several of these factors begin to align together, they trigger a change in the cycle. Over the past several months, we have started to see the cycle change to a hard market for property and casualty business lines. Every insurance company is having negotiations with their reinsurers and pricing is increasing like many other
product insurances that are subject to supply and demand. The cost is then passed on to the retail consumer, our policyholder.
Online Sales, Sales Taxes during COVID and Beyond
f your small business customers are new to e-sales, they need to know a few things to avoid a sales tax trap. Here are some ways you can help them…
